Largo Financial Services

Mortgage Protection

Your house may be the largest purchase you’ve ever made. You committed to repay the hundreds of thousands of dollars you borrowed to make it into your home. This is where you create memories and celebrate milestones. Income loss due to unexpected illness, injury or death can often send families into a tailspin toward financial disaster. Without proper planning and protection in place, bankruptcy and foreclosure could become a reality. With the benefits of mortgage protection, you can ensure that you and your loved ones will always have a place to call home.

Our Plan Traditional Plan
FlexibilityStructure your plan to meet
your needs
The mortgage determines
the structure
ChoiceYou choose your beneficiary The mortgage holder is the
SecurityThe death benefit goes to your
family, they choose how to use it
The death benefit automatically
goes to the mortgage holder
ProtectionThe death benefit does not
The death benefit generally
decreases with the outstanding
mortgage debt
Portability You can take your plan with you
when you sell your home or
A traditional mortgage plan is
generally tied to a specific
Cash Value If you choose a universal life
policy, your plan can build
cash value for the future
Traditional mortgage plans do
not build any future value
Living Benefits Riders can provide access to
your death benefit in the event
of a terminal, chronic or
critical illness
NO Living Benefits
Optional RidersOptional riders can provide
benefits in case of disability
or unemployment
No disability or unemployment

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Achieve your immediate and future financial goals for you and your children.

Business Owners

Protect the most important assets in your organization.

Baby Boomers

Preserve your retirement assets and leave a legacy.