FAQ

Are there any fees for meeting with an agent for a Financial Consultation?

No, there are no fees for meeting with an agent.

Your agent will meet with you to explore your financial options based on the needs of your family and/ or business. Largo Financial also believes in educating clients, so you are fully aware of what policies / accounts you currently have, and finding ways to improve your current financial situation.

Are there career opportunities available at Largo Financial Services?

Yes.

Largo Financial Services is a highly successful, rapidly-expanding company seeking highly-motivated , qualified agents to join our team throughout the United States. If you have a passion for helping families and businesses bring their financial dreams to life and expanding your knowledge in financial services, consider a career with LFS!

Currently, LFS has 3 established offices in Maryland, Virginia and Florida. However, there are independent ACA / LFS agents throughout several other states. Agent training and support support services are available to career-seekers wherever you are!

Visit the Career Center section of the website to find out more.

For financial consultations, should I bring someone else?

We encourage our clients to bring their spouse and/or other family members who are involved with financial decision making.

For business owners, we encourage bringing your business partner and/or employee(s), especially when considering an Employee Benefits Plan.

What are the credentials of your agents?

All of the financial consultants of Largo Financial Services are licensed life insurance agents. Several agents have years of experience in the financial services industry in addition to accounting and tax services.

Each of our agents is required to undergo a thourough background and credit check. Largo Financial agents are highly qualified, independant financial professionals with integrity, who work hard to educate and guide families and businesses towards their financial dreams!

What is included in the free Financial Profile?

As a new client of Largo Financial Services, you will be entitled to a FREE Comprehensive Financial Profile which is your personalized financial assessment. (Often, other companies charge fees for this service)

In order to do an accurate profile, it is required that you track your expenses for a period of time, in addition to managing your accounts. Your agent will transfer this information into a computerized system that will analyze your net worth, your current monthly expenditures in comparison to your income, your insurance needs (to determine if you are under or over-insured) in addition to several other financial endpoints.

Your profile will even include recommendations for an individualized monthly budget that could help save you money!

What would be involved with my first financial consultation?

If there was a specific need that you requested, for instance Life Insurance, your agent will meet with you to discuss your options in regards to that.

If you wish to have a complete comprehensive financial consultation, your agent will review and do a full assessment of your retirement accounts, tax information, investments and life insurance policies to determine what your current financial situation is. Given that information, your agent will determine what options you have and present you with better opportunities for you to maximize the benefits of your financial investments.

When I have a financial consultation set to meet with an agent, what documents do I bring?

When your appointment is confirmed, your agent will email you an LFS Financial Forms PDF document for you to complete. Bring this completed form along with the following items:

1. Tax Return documents
2.Paycheck stub
3. IRA , 401K or other retirement account documents
4. Your current insurance policy papers
5. Investment documents (stocks, mutual funds, etc.)
6. Any other documents related to your Personal or Business finances

FAMILIES

Achieve your immediate and future financial goals for you and your children.

BUSINESS OWNERS

Protect the most important assets in your organization.

BABY BOOMERS

Preserve your retirement assets and leave a legacy.